Free Canadian Finance Calculators
Built for Canadian rules — TFSA limits, stress test rates, CRA rules. No sign-up required.
TFSA Contribution Room Calculator
Find out exactly how much TFSA room you have left. Enter your birth year and total contributions — we calculate the rest from 2009 to 2026.
Mortgage Affordability Calculator
Calculate how much mortgage you can afford, including the federal stress test at contract rate + 2% or 5.25% (whichever is higher).
RRSP vs TFSA Optimizer
Enter your income, tax rate, and expected retirement income to see whether contributing to your RRSP or TFSA saves you more tax.
GIC Ladder Builder
Split your GIC investment across multiple terms to balance yield and liquidity. See maturity dates and projected returns with current rates.
Credit Card Rewards Maximizer
Enter your monthly spending by category (groceries, gas, dining, travel) and we'll show you which Canadian credit card combination earns the most rewards.