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Savings
Best HISA rates, ranked.
High-interest savings accounts. No lock-in, fully liquid. Sorted by everyday rate.
| Bank | Rate | Minimum | Fees | Promo | |
|---|---|---|---|---|---|
W Wealthsimple Cash #1 | 3.25% | $0 | None | โ | |
E EQ Bank #2 | 3.00% | $0 | None | โ | |
T Tangerine #3 | 2.75% | $0 | None | 5.25% promo ยท until 2026-06-30 | |
S Simplii Financial #4 | 2.50% | $0 | None | 5.00% promo ยท until 2026-05-31 | |
N Neo Financial #5 | 2.25% | $0 | None | โ | |
K KOHO #6 | 2.00% | $0 | None | โ | |
R RBC #7 | 1.05% | $0 | None | โ |
Source: institution websites ยท verified weekly
Full HISA comparison โThe Kitchen Table ยท Weekly column
The Renewal Math Your Bank Ran First.
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This week's rates
As of 2026-05-01
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