Canadian Finance Hub

๐Ÿ‡จ๐Ÿ‡ฆ Canada ยท Live rates ยท Updated hourly

The honest way
to compare
Canadian rates.

Updated every morning from the Bank of Canada and the institutions themselves. Independent, no sponsored rankings.

Savings

Best HISA rates, ranked.

High-interest savings accounts. No lock-in, fully liquid. Sorted by everyday rate.

BankRateMinimumFeesPromo
W

Wealthsimple Cash

#1

3.25%$0Noneโ€”
E

EQ Bank

#2

3.00%$0Noneโ€”
T

Tangerine

#3

2.75%$0None5.25% promo ยท until 2026-06-30
S

Simplii Financial

#4

2.50%$0None5.00% promo ยท until 2026-05-31
N

Neo Financial

#5

2.25%$0Noneโ€”
K

KOHO

#6

2.00%$0Noneโ€”
R

RBC

#7

1.05%$0Noneโ€”

Source: institution websites ยท verified weekly

Full HISA comparison โ†’

The Kitchen Table ยท Weekly column

The Renewal Math Your Bank Ran First.

<!-- Editor rotation check โ€” last 8 weeks: 2026-04-09 | housing | behavioural | Jenna Kowalski | Saskatoon 2026-04-11 | registered | tax angle | Priya Sharma | Halifax 2026-04-14 | geopolitics | historical parallel | Marcus Webb | Red Deer 2026-04-17 | retirement | structural risk | Tom and Linda Beaulieu | Sudbury 2026-04-25 | investing | behavioural | Khalil Abdi | Winnipeg 2026-04-27 | rates |

This week's rates

BoC overnight2.25%
Prime rate4.45%
5-yr fixed6.09%
Top HISA3.25%
1-yr GIC2.45%

As of 2026-05-01