Québec
Best Mortgage Rates in Québec (2026)
Find the best fixed and variable mortgage rates for residents of Québec. We compare rates, fees, and features so you can find the right fit without the research.
Québec Note: Quebec residents are governed by the Autorité des marchés financiers (AMF) rather than federal regulators. Some products and promotional offers may not be available in Quebec.
Quick Answer
Québec residents have access to all major Canadian financial institutions. Compare options below — rates and terms are updated regularly.
Best Mortgage Rates in Québec
Québec residents can access all major Canadian financial institutions. Compare your options using our full comparison tool.
Compare Mortgage Rates →Free Tools for Québec Residents
Frequently Asked Questions
Are the best mortgage rates in Québec different from other provinces?
Most major Canadian financial institutions operate nationally, so rates are generally the same across provinces. However, some credit unions and promotional offers are province-specific. Quebec residents are governed by the Autorité des marchés financiers (AMF) rather than federal regulators. Some products and promotional offers may not be available in Quebec.
Are my deposits insured in Québec?
Deposits at CDIC-member institutions are insured up to $100,000 per category per institution. Provincial credit unions in Québec are insured by provincial deposit insurance schemes — coverage limits vary by province.
How often are these rates updated?
We update rate data daily using the Bank of Canada Valet API and weekly manual verification from individual institutions. The date at the bottom of each table shows the last verified date.
This is not financial advice. Rates shown are for informational purposes and may change without notice. We may earn a commission at no cost to you when you open accounts through our links. Always verify rates directly with the financial institution before making any decision.